Long Term Care is Affordable

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Making These Benefits Go Further With Care Management Services
Care management services help you determine available long-term care services and resources so you can make the best choices regarding the care you receive. Care management services are provided by care management professionals who work with you, your family, and your doctor to help you decide what care resources and services are best for you. Recommendations you get from your care management professional may actually help provide more effective and efficient care services. This would make your policy benefits lost longer.

Care management services are provided by your policy at on cost to you and will not be counted against your policy benefits. The advice is free and the choices are yours.

 

How much will your policy pay?

Your policy is designed to provide benefits that you select. you decide what benefits you want and customize that policy to meet your needs. In doing so, you'll get the coverage you need, which means choices for the future.
Maximum Daily Benefit: This is the highest amount your policy will pay for each day of qualified long-term care services you receive. you decide what this amount should be, either: $75, $100, $125, $150, $175, $200 per day.

Benefit Period: you need to decide how long your policy will provide benefits. You have three choices:

2 years (730 days of benefits)
5 years (1,825 days of benefits)
Unlimited number of years (lifetime benefits)

Maximum lifetime Benefit: This is the total benefit amount you would have available for your care while the policy is in force. To figure this amount, multiply your selections for the Maximum Daily Benefit and the Benefit Period. For example:
Maximum Daily Benefit $125 x benefit Period

1,825 days (5 years) = $228,125

Note: Any benefits pay able are subject to the selected maximum Daily Benefit and Maximum Lifetime Benefit.