| Long-term Care
Facility Benefits - As the need for care becomes greater,
your state Farm Long Term Care Insurance policy is designed to
keep paying benefits** you selected, even if you move from
your home to a long-term care facility. Your policy helps cover
the actual cost of care you receive for services at these
qualified facilities.
Alternate care facility
- At an alternate care facility, you can receive more care
than can be delivered in your home, and you are not com fined
to a nursing home. You can enjoy the benefits of community
living and have around-the clock assistance. For qualified
Alternate Care Facilities, your policy pays 80% of the cost up
to your selected Maximum Daily Benefit.
Long-term care facility
- referred to in your policy as a qualified long-term care
facility, you can go to the nursing home of your choice and
receive 24-hour nursing care services. For qualified Long-term
Care facilities, your policy pays 100% of the cost up to your
selected Maximum Daily Benefit.
Other
Benefits Designed to Help You During A Long-Term Care Facility
Stay
Bed Reservation - If you
are temporarily absent during your stay in along-term care
facility, we will continue to pay for your room and reserve
your bed, for up to 21 days per calendar year.
Waiver of premium - Your premium will be waived after a
stay of 90 consecutive days in a long-term care facility or
alternate care facility, including the days used to
satisfy the elimination period. |
